ITEMIZATION OF AMOUNT FINANCED

    1. Cost If You Pay Cash

        (A) The Cash Price                                                                            $ __________

        (B) The fee to be retained by the seller for document preparation  $ __________

        (C) Fee Paid to Seller For Smog Certificate                                      $ __________

        (D) Theft Deterrent Device                                                                $ __________

        (E) Surface Protection Product                                                        $ __________

        (F) Sales Taxes                                                                                 $ __________

        (G) Optional DMV Electronic Filing Fee                                           $ __________

        (H) Service Contract                                                                         $ __________

        (I)  Prior Credit or Lease Balance

             (see down payment and trade-in calculation)                              $ __________

        (J) Optional Debt Cancellation Agreement                                       $ __________

        (K) Used Vehicle Cancellation Option Agreement                           $ __________

        (L) Total Cash Price (A through K)                                           $ __________

    2. Amounts Paid to Public Officials for the Following:

        (A) Vehicle License Fees                                                                  $ __________

        (B) Registration, Transfer, and Titling Fees                                       $ __________

        (C) California Tire Fees                                                                      $ __________

    3. Amounts Paid to Insurance Companies                                $ __________

    4. Smog Certificate or Exemption Fee Paid to State               $ __________

    5. Subtotal (1 thru 4)                                                                        $ __________

    6. Total Down payment

        A. Agreed Trade-in Value                                                                 $ __________

        B. Less Prior Credit or Lease Balance                                           $ __________

        C. Net Agreed Value of Trade-in (subtract B from A)                       $ __________

             (If the lease/credit balance is higher than the             

              trade-in value this must be a negative number) 

        D. Deferred Down payment                                                              $ __________

             (due before 2nd regular monthly installment and 

              is not included in finance charge)

        E. Manufacturer's Rebate applied to down payment                      $ __________

        F. Remaining Amount of Down Payment paid by Buyer                  $ __________

        Total Down Payment (A through F)                                         $ ________                            

          (If sum greater than zero enter sum here and

           $00.00 on Line # 1.(I))

          (If sum less than zero enter $00.00 here and

           the sum as a positive number on Line # 1.(I))

    7. Administrative Finance Charge                                               $ __________

    8. AMOUNT FINANCED (5 - (6 + 7))                                                $ __________