FEDERAL TRUTH-IN-LENDING DISCLOSURES

ANNUAL
PERCENTAGE
RATE

The cost of
your credit as
a yearly rate

____________ %

FINANCE
CHARGE

The dollar
amount the
credit will
cost you

$ __________(e)

Amount
Financed

The amount of
credit provided
to you or
on your behalf

$ ____________

Total of
Payments

The amount you
will have paid after
you have made all
payments as
scheduled

$ __________(e)

Total Sale
Price

The total cost of
your purchase on
credit, including
your down
payment of

$ ____________ is

$__________(e)

(e) means an estimate

 YOUR PAYMENT SCHEDULE WILL BE:

Number of Payments:

Amount of Payments:

When Payments Are Due:

   One Payment of:

   One Payment of:

Payments

 Monthly Beginning

Payments

 Monthly Beginning

   One Final Payment:

Late Charge. If payment is not received in full within 10 days after it is due you pay a late charge of 5% of the part of the payment that is late.
Prepayment. If you pay off all your debt early, you may be charged a minimum finance charge.
Security Interest. You are giving a security interst in the vehicle being purchased.
Additional Information. See this contract for more information including information about nonpayment, default, any required repayment in full before the scheduled date, minimum finance charges, and security interest.